| "All
the banks out there use ChexSystems® and you don't.
What's the catch?"
There isn't any. We're here to help you. By offering a set
of unique financial products including BounceGuardSM
Checking, we can minimize our risk and offer everyone banking services,
even if you are in ChexSystems®.
"My
friend's bank says they give free checking, then they rip everyone
with surcharges and fees. How about you guys?"
If a fee is not disclosed upfront, you'll never see it. Our fees
are clearly stated in the pricing disclosure you will receive with
your no-obligation startup kit when you enroll.
We will never surprise you with any hidden fees.
Fee Schedule
"How
quickly can I get setup? Are there long applications and wait times?"
If you are employed or receive a benefits check, you can
open your account instantly. If your
employer offers direct deposit, your DIRECT
CHECKING Account will be set right away and
you will be up and running when you receive your first deposit,
usually on your next payday. Without direct deposit, your STANDARD
CHECKING Account is ready to go when you make
your first deposit. There are no credit checks or lengthy applications.
You can apply online or over the phone
toll-free at 800 309-0094. Compare
Accounts
"How
do I get out of ChexSystems® and how can
AccountUSA help me?"
The truth about ChexSystems®
is that it is very difficult to get out once you're in unless you
can convince the financial institution that filed your initial report
to request to remove it. We cannot help you out of ChexSystems®,
and neither can any other company, no matter how much you pay, contrary
to what they may advertise. However, we can help you by offering
you a bank account and eliminating the tremendous waste of time,
energy and money on paycheck cashing, as well as building your financial
future.
"I
have a government benefits check. How do I set up my account?"
With your authorization, we will contact the appropriate
government office and initiate direct
deposit into your account. Enroll now
and we'll start the process right away.
If you have
any other questions, please feel free to contact
us or call us toll-free at
800 309-0094 and a friendly associate will gladly answer all of
your questions.
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