Our Services for You

Even if you are in ChexSystems^® You can get a second-chance bank account with AccountUSA. All our accounts are FDIC-insured and full-featured, including the opportunity to re-establish your credit. You may choose from either DIRECT CHECKING with Direct Deposit and Overdraft Protection, or STANDARD CHECKING, our basic account without direct deposit.
Interactive Demo Your account will include your PlatinumCash^TM Card, a full-featured ATM Card including: - Surcharge-free ATM access for withdrawals at over 10,000 locations nationwide - Ability to make purchases at virtually any business with a PIN-pad terminal - Safety and peace of mind with PIN protection in case your card gets stolen Your PlatinumCash^TM Card is accepted at ATMs and terminals nationwide with these logos: Interactive Demo All of our accounts are full-featured, FDIC-Insured, checking accounts including: - Paper checks that are guaranteed NOT to bounce. - You'll receive a startup kit upon enrollment with a set of courtesy checks to use - No minimum balance requirement or upfront enrollment fees - Make purchases and pay bills by check or over the phone - Monthly statements and secure online account management - Discounts to have additional checks printed in a variety of styles to suit your taste - This is your account, and goes with you even if you change jobs
You'll get professional customer service to find solutions to your account questions. In addition, accounts can be accessed 24 hours a day through our automated hotline or online.

Interactive Demo * Included with DIRECT CHECKING Accounts Only You can now accept direct deposit from your employer and save the time, expense and hassle of having to get your paychecks cashed. If your employer doesn't offer direct deposit, we'll even help your employer set that up for free. If you receive government benefits such as social security, retirement, or disability, we can help you direct deposit these into your account too. It's safe, quick and convenient! And as an added level of safety to your BounceGuard^SM Checks, you'll also receive Overdraft Protection. Compare Accounts